Enough is enough. I decided to take control of my currently what seems to be like an unrepairable financial situation. Debt is head over heels. I own probably about $45,000 in credit card debt.. Then there’s my 2007 Audi S4 that is probably going on the market next week to help me out.

I thought I could afford all these things.. And for the time being I did. But if you play with fire you’re bound to get burned at some point. And that point came tumbling down on me pretty hard. I have an upcoming court dated next week for an unpaid credit card worth $1,750 and Steven is helping me out with arranging some kind of deal with Best Buy.

I’m not saying I’m right for not paying off the credit.. I came to a point that all the rates went over the roof and I couldn’t keep up with the payments. Now, the only thing I pay for really is mortgage, utilities, and my internet connection.

I signed up for a credit repair & debt management company, hoping I’ll get some of this debt off my back. So far, my company has already eliminated $4,500 from 2 major credit cards. I’m hoping things will keep going this well until I can get back up on my feet.

Researched around and stumbled upon this debt advice website that provided me insights and pushed me to start repairing my credit. Good job guys, hope you keep up the good work. In the meantime, I will repair my credit and try to eliminate the debt that’s always on my mind.